Signed Card Atlanta
July 8th, 2005 | 
Author: Signed Card Atlanta Currently For Sale On eBay
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Signed Card Atlanta
What is the best solution Foreclosure or Sign Deed In Lieu of Foreclosure?
Currently I am living in NC and lost my job couple of weeks ago. Unfortunately the job market in NC turned very tight so at this time I am looking for jobs in Atlanta and Florida. If I get a job in Florida should I walk away from my mortgage? I can try to keep rent and mortgage but not for while and due to currently real estate market I know it could take probably up to a year to sale my property. Eve though my wife and I both have great credit score for over 750, no credit card debts and car loan are almost done, we would like to do what is best for our family; if I need to live with 7 years trying to rebuild my credit, I can survive with that! What should be better of sign deed in lieu of foreclosure or foreclosure? Any ideas?? What should be the best solution?
A Deed in Lieu is only slightly better than a foreclosure. It just means you have the property back to the mortgagee, it doesn't release you from the debt and will be on your credit report for ten years. Call your mortgage lender and see if they will work with you on some type of loan modification that will lower your payments''''''''''''pay interest only, give you a lower interest rate or extend the term of the loan. If they do modify your loan make sure your new payment amounts are timely, If you're delinquent the modification will be null and void and they won't offer you another one.
DONT BUG ME - CANCER BENEFIT- MIKE NORMAN TRIBUTE CONCERT
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